MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Floor Plans

ManufacturedModularMH Advantage

Cedar Canyon / 2015LS

Built by: KIT Custom Homebuilders
3
2
1600 ft²
26'8" x 60'0"
3 Bdr / 2 Bath / 1600 sqft. - This Cedar Canyon 2015LS home has 3 bedrooms and 2 bathrooms with lots of space for your fam...
ManufacturedModularMH Advantage

Cedar Canyon / 2020-2

Built by: KIT Custom Homebuilders
3
2
1534 ft²
29'6" x 52'0"
Cedar Canyon 2020 - 3 Bdr / 2 Bath / 1534 sqft. - Master bedroom with a large walk in closet and a deluxe master bathroom ...
ManufacturedModularMH Advantage

Cedar Canyon / 2032

Built by: KIT Custom Homebuilders
3
2
1280 ft²
26'8" x 48'0"
3 Bdr / 2 Bath / 1280 sqft. - Home has great snack bar from kitchen into dining room. Large living room with nice window a...
ManufacturedModularMH Advantage

Cedar Canyon / 2034LS

Built by: KIT Custom Homebuilders
3
2
1888 ft²
29'6" x 64'0"
Cedar Canyon 2034LS - 3 Bdr / 2 Bath / 1888 sqft. - Home features decorative columns at the dining room. Utility room incl...
ManufacturedModularMH Advantage

Cedar Canyon / 2057

Built by: KIT Custom Homebuilders
3
2
1770 ft²
29'6" x 60'0"
3 Bdr / 2 Bath / 1770 sqft. This Cedar Canyon 2057 is another example of the fine craftsmanship of KIT Custom Homebuild...
ManufacturedModularMH Advantage

Cedar Canyon / 2059

Built by: KIT Custom Homebuilders
3
2
1778 ft²
26'8" x 66'8"
3 Bdr / 2 Bath / 1778 sqft. - The Cedar Canyon 2059 is another example of the fine craftsmanship of KIT Custom Homebuilder...
ManufacturedModularMH Advantage

Cedar Canyon / 2062

Built by: KIT Custom Homebuilders
4
2.5
2667 ft²
40'0" x 66'8"
4 Bdr / 2.5 Bath / 2667 sqft. - Large 3 section home with 4 bedrooms and 2.5 bathrooms. Kitchen is in the center of the ho...
ManufacturedModularMH Advantage

Cedar Canyon / 2065

Built by: KIT Custom Homebuilders
3
2
1387 ft²
26'8" x 52'0"
3 Bdr / 2 Bath / 1387 sqft. - Home provides the comfort of a deluxe bathroom. Great for rural setting with easy access to ...
ManufacturedModularMH Advantage

Cedar Canyon / 2068K

Built by: KIT Custom Homebuilders
3
2
2160 ft²
40'0" x 54'0"
3 Bdr / 2 Bath / 2160 sqft. - Home has a large great room that you enter into coming off the side porch of the home. Three...
ManufacturedModularMH Advantage

Pinehurst / 2501

Built by: KIT Custom Homebuilders
3
2
1174 ft²
26'8" x 44'0"
Pinehurst 2501 - 3 Bdr / 2 Bath / 1174 sqft. - The Pinehurst series from Kit Custom Homebuilders brings quality and comfor...
ManufacturedModularMH Advantage

Pinehurst / 2502

Built by: KIT Custom Homebuilders
3
2
1280 ft²
26'8" x 48'0"
Pinehurst 2502 - 3 Bdr / 2 Bath / 1280 sqft. - 3 bedroom home that offers the flexibility of converting one bedroom into a...
ManufacturedModularMH Advantage

Pinehurst / 2503

Built by: KIT Custom Homebuilders
3
2
1387 ft²
26'8" x 52'0"
3 Bdr / 2 Bath / 1387 sqft. - Pinehurst 2503 is a great home to start your family, with plenty of living space. This home...

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. Gregg’s Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.