MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Floor Plans

ManufacturedModularMH Advantage

Pinehurst / 2504

Built by: KIT Custom Homebuilders
3
2
1494 ft²
26'8" x 56'0"
Pinehurst 2504 - 3 Bdr / 2 Bath / 1494 sqft. - Home is a three bedroom with large closets in each bedroom. Offers a choice...
ManufacturedModularMH Advantage

Pinehurst / 2505

Built by: KIT Custom Homebuilders
4
2
1867 ft²
26'8" x 70'0"
Pinehurst 2505 - 4 Bdr / 2 Bath / 1867 sqft. - Four bedroom home with separate living and family rooms. Family room with 4...
ManufacturedModularMH Advantage

Pinehurst / 2507

Built by: KIT Custom Homebuilders
3
2
1654 ft²
26'0" x 62'0"
3 Bdr / 2 Bath / 1654 sqft. - This Pinehurst 2507 offers 1654 square feet of living space with the added versatility of be...
ManufacturedModularMH Advantage

Pinehurst / 2508-WHC

Built by: KIT Custom Homebuilders
2
2
1387 ft²
26'8" x 52'0"
Pinehurst 2508 - 2 Bdr / 2 Bath / 1387 sqft. - This home offers 1387 square feet of living space with the added versatilit...
ManufacturedModularMH Advantage

Pinehurst / 2510

Built by: KIT Custom Homebuilders
3
2
2832 ft²
40'0" x 70'0"
3 Bdr / 2 Bath / 2832 sqft. - This Pinehurst 2510 offers 2832 square feet of living space with the added versatility of be...
ManufacturedModularMH Advantage

Grand Manor / 6002

Built by: KIT Custom Homebuilders
3
2
1760 ft²
26'0" x 66'0"
3 Bdr / 2 Bath / 1760 sqft. - This home has walk-in closets in each bedroom. Utility room has a standard working surface/f...
ManufacturedModularMH Advantage

Grand Manor / 6008

Built by: KIT Custom Homebuilders
4
2
2735 ft²
40'0" x 70'0"
4 Bdr / 2 Bath / 2735 sqft. - Grand Manor 6008 includes features of a large Family room, living room, dining room and grea...
ManufacturedModularMH Advantage

Grand Manor / 6012

Built by: KIT Custom Homebuilders
3
2
2323 ft²
44'3" x 64'0"
3 Bdr / 2 Bath / 2323 sqft. - Large kitchen with pull out spice rack, roll out trash cans, lazy susan, island with decorat...
ManufacturedModularMH Advantage

Pinehurst / 2510-V1

Built by: KIT Custom Homebuilders
3
2
2832 ft²
40'" x 70'0"
3 Bdr / 2 Bath / 2832 sqft. - This Pinehurst 2510 offers 2832 square feet of living space with the added versatility of be...
ManufacturedModularMH Advantage

Pinehurst / 2506-V1

Built by: KIT Custom Homebuilders
3
2
2006 ft²
29'0" x 68'0"
Pinehurst 2506 3 Bdr with an Activity Room or 4 Bdr/ 2 Bath / 2006 sqft. - Home offers large utility room and activity roo...
ManufacturedModularMH Advantage

Pinehurst / 2504-V1

Built by: KIT Custom Homebuilders
3
2
1494 ft²
26'8" x 56'0"
Pinehurst 2504 - 3 Bdr / 2 Bath / 1494 sqft. - Home is a three bedroom with large closets in each bedroom. Offers a choice...
ManufacturedModularMH Advantage

Cedar Canyon / 2042LS-V1

Built by: KIT Custom Homebuilders
4
3
2242 ft²
29'6" x 76'0"
4 Bdr / 3 Bath / 2242 sqft. - Lots of room to roam in this house. 4 Bedrooms, 3 bathrooms, family room, living room even a...

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. Gregg’s Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.